Florida Home Mortgage

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Find the Loan that Works for you:

Low Monthly Payment

Low Interest Rates

Purchase or Refinance

$150 million

In Loans Funded to Date

97%

Customer Satisfaction Rate

24 Hours

Average Loan Approval Period

  • $0 Down First Time Home Buyer 580-850 Credit
  • $0 Down USDA 580-850 Credit
  • $0 Down VA Veteran Loans 500-850 Credit
  • Lowest 30 & 15 Year Conventional Rates 620-850 Credit
  • 0% Down USDA & VA Construction Loans
  • 3.5% Down FHA Contruction Loans
  • 1% Down Conventional Condos, SFR 720+Credit
  • 3% Down Conventional Condos, SFR 640+Credit
  • 3.5% Down FHA 580-850 Credit
  • 5% Jumbo Loans up to $2,500,000 
  • 10% Down FHA 530-579 Credit
  • 20% Down Lowest Conventional Rates NO MI
  • Best Home Loans Jumbo up to $5,000,000 
  • Closing Cost Paid by Seller Programs
  • Up to $10,000 Lender Closing Cost Credit Option
  • 100% Gift Funds Accepted
  • Up to 6% Seller Contributions towards Buyers Closing Cost
  • Lowest Rates - 30, 20, 15, 10 Year Fixed Conventional Rates 
  • Cash-Out Refinance, Pay Off Debt, Pull Cash Out up to 95% LTV
  • Refinance "Lower Current Rate"
  • Subprime 500+ Bad Credit up to 90% LTV, Stated Income, Bank Statements, Self Employed
  • FHA & USDA Construction Loans and Lot Loans $0 Money Down 
  • 1 Day Out of Bankruptcy, Short Sale, Foreclosure Loans up to 90% LTV
  • Reverse Mortgages
  • Best Home Loans Available to Excellent and Bad Credit Borrowers 850-500 Credit Accepted

Welcome to the official site of Florida Home Mortgage. We are a full service mortgage company based in Naples, Florida. Florida Home Mortgage specializes in USDA, FHA, Conventional, Jumbo, VA, Subprime in Florida. Whether you are buying a home or refinancing in the state of Florida, Florida Home Mortgage can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | HARP | Jumbo

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